loader image
Dojo-Logo
REQUEST INFO
Dojo-Logo

Mike's Ryukyu Kempo Karate & Kobudo™

REQUEST INFORMATION
Mike's Ryukyu Kempo Karate & Kobudo™
REQUEST INFORMATION

Policies, Statements, & Disclosures

POLICIES, STATEMENTS, & DISCLOSURES

Effective Date – October 28, 2021
Last Updated – October 28, 2021

PRIVACY NOTICE FOR CALIFORNIA RESIDENTS

 

DEFINITIONS:

Website

Mike’s Ryukyu Kempo Karate & Kobudo or www.mikesryukyukempo.com

Owner (or We)

Indicates the natural person(s) or legal entity that provides this Website to Users.

User (or You)

Indicates any natural person or legal entity using this Website.

THIS PRIVACY NOTICE FOR CALIFORNIA RESIDENTS SUPPLEMENTS THE INFORMATION CONTAINED IN THE WEBSITE’S PRIVACY POLICY AND APPLIES SOLELY TO ALL VISITORS, USERS, AND OTHERS WHO RESIDE IN THE STATE OF CALIFORNIA. WE ADOPTED THIS NOTICE TO COMPLY WITH THE CALIFORNIA CONSUMER PRIVACY ACT OF 2018 (CCPA) AND ANY TERMS DEFINED IN THE CCPA HAVE THE SAME MEANING WHEN USED IN THIS NOTICE.

 

Information We Collect

The Website collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”).

In particular, Website has collected the following categories of personal information from its consumers within the last 12 months:

CategoryExamplesCollected
A. Identifiers.A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.YES
C. Protected classification characteristics under California or federal law.Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).YES
D. Commercial information.Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.YES
E. Biometric information.Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.YES
F. Internet or other similar network activity.Browsing history, search history, information on a consumer’s interaction with a Website, application, or advertisement.YES
G. Geolocation data.Physical location or movements.YES
H. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.YES
I. Professional or employment-related information.Current or past job history or performance evaluations.YES
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).Education records directly related to a student maintained by an educational institution or party acting on its behalfs, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.YES
K. Inferences drawn from other personal information.Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.YES

Personal information does not include:

  • Publicly available information from government records.
  • Deidentified or aggregated consumer information.
  • Information excluded from the CCPA’s scope, like certain health or medical information and other categories of information protected by different laws.

We obtain the categories of personal information listed above from the following categories of sources:

  • Directly from you. For example, from forms you complete or products and services you purchase.
  • Indirectly from you. For example, from observing your actions on our Website.

 

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

  • To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
  • To process your requests, purchases, transactions, and payments and prevent transactional fraud.
  • To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • As described to you when collecting your personal information or as otherwise set forth in the CCPA.
  • To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our or our affiliates’ assets in which personal information held by us or our affiliates about our Website users is among the assets transferred.

We will not collect additional categories of personal information or use the personal information we collect for materially different, unrelated, or incompatible purposes without providing you notice.

 

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

We share your personal information with the following categories of third parties:

  • Service providers.
  • Data Aggregators.

 

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

 

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:

  • The categories of personal information we’ve collected about you.
  • The categories of sources for the personal information we’ve collected about you.
  • Our business or commercial purpose for collecting or selling that personal information.
  • The categories of third parties with whom we share that personal information.
  • The specific pieces of personal information we’ve collected about you (also called a data portability request).
  • If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
    • sales, identifying the personal information categories that each category of recipient purchased; and
    • disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

 

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

  • Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  • Debug products to identify and repair errors that impair existing intended functionality.
  • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.). Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
  • Comply with a legal obligation.
  • Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

 

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

  • Provide sufficient information that allows us to reasonably verify you are the person about whom we’ve collected personal information or an authorized representative.
  • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Making a verifiable consumer request does not require you to create an account with us.

We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

 

Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.

We will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

 

Personal Information Sales

We will not sell your personal information to any party. If in the future, we anticipate selling your personal information to any party, we will provide you with the opt out and opt in rights required by the CCPA.

 

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

 

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to dojohall@hotmail.com.

 

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on our Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

 

Contact Information

If you have any questions or comments about this notice, the ways in which we collect and use your information described below and in our Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

GDPR PRIVACY POLICY

MY COMPANY MIKE’S RYUKYU KEMPO KARATE & KOBUDO (“US”, “WE”, OR “OUR”) MY WEBSITE WWW.MIKESRYUKYUKEMPO.COM IS COMMITTED TO RESPECTING YOUR PRIVACY. THIS PRIVACY POLICY INFORMS YOU ABOUT HOW OUR ORGANIZATION COLLECTS, STORES, AND USES YOUR PERSONAL DATA THAT YOU PROVIDE WHEN YOU USE OUR WEBSITE.

 

Topics included:

  • What data do we collect?
  • How do we collect and use your data?
  • Data used for marketing or shared with third parties
  • What are your data protection rights?
  • Privacy policies for other websites
  • Changes to our privacy policy
  • How to contact us?

 

What data do we collect?

We collect your personal information. Personal information is any data that relates to an individual to use as identification like:

  • Personal identification information – This data is provided by you for registration and for using other services – name, email address, phone number, country, state, etc.
  • Browser and visit information – This data is provided by your browser and visits you made on our website – browser type, operating system, IP address, demographics, etc.
  • Cookie-related information – See cookie policy for cookie-related details.

However, you can browse our website without providing your personal information.

 

How do we collect and use your personal information?

Collection of personal information

We collect your data in the following forms:

    • Register online or place an order for any products or services
    • Complete a survey or provide feedback on our products or services or via emails
    • Visit our website using your browser’s cookies

Use of personal information

We use your personal information for the following purposes:

    • To create and manage your account on our website
    • To process details related to your orders and refunds
    • To identify you once you register on our website
    • To provide you better usability and service
    • To contact you and respond to your queries and feedbacks
    • To understand which sections of the website are visited and how frequently

 

Data used for marketing or shared with third parties

Data used for marketing:

Based on your preference, our organization would like to send you marketing emails for products, services, and offers that you might like. You have the right at any time to stop our organization from contacting you. You can anytime opt out of our marketing-related emails at a later date.

Data sharing with third-party sites

Our organization will never share your personal information with third-party sites without taking prior permission from you. Though, we share your personal information within the organization, business partners, authorized third-party services.

 

What are your data protection rights?

We would like to make sure that you are fully aware of your data protection rights. Every user is entitled to the following rights:

  • The right to access – You have the right to ask for copies of your personal information provided to us.
  • The right to rectification – You have the right to tell us to correct the personal information that you believe needs correction. You also have the right to complete the information you believe is incomplete.
  • The right to erase – You have the right to ask us to erase all your personal data at any time.
  • The right to object – You have the right to object to our organization’s processing of your personal data, under certain conditions.
  • The right to data portability – You can anytime ask us to transfer your personal information to any other organization or directly to you, under certain conditions.

 

Privacy policies for other linked websites

Our website contains links from and to other websites. However, our privacy policy applies to only our website and not other linked websites. So, if you click on a link to other websites, you can read their privacy policy.

 

Changes to our privacy policy

Our organization reviews and updates its privacy policy on a regular basis. We may change our data privacy practices and place any updates on this privacy policy page.

 

How to contact us?

If you have any queries related to our data privacy practices or this privacy policy, feel free to contact us at dojohall@hotmail.com.

LINKING POLICY

Links from this website

This website includes links to other websites owned and operated by third parties. These links are not endorsements or recommendations.

www.mikesryukyukempo.com has no control over the contents of third party websites, and www.mikesryukyukempo.com accepts no responsibility for them or for any loss or damage that may arise from your use of them.

 

Removal of links

You agree that, should we request the deletion of a link to www.mikesryukyukempo.com that is within your control, you will delete the link promptly.

If you would like us to remove a link to your website that is included on www.mikesryukyukempo.com, please contact us using the contact details below. Note that unless you have a legal right to demand removal, such removal will be at our discretion.]

 

Changes to this linking policy

We may amend this linking policy at any time by publishing a new version on this website.

 

Contact us

Should you have any questions about this linking policy, please contact us using the details set out below:

Contact Email: dojohall@hotmail.com, All Rights Reserved.

EXTERNAL LINKS POLICY

www.mikesryukyukempo.com links to other, external websites that provide information we determine at our discretion contain the most useful information for our program. While many sites provide very useful information, www.mikesryukyukempo.com only links to those sites which provide the most useful content.

These links may be changed at any time as more useful sites come to our attention. The sole purpose of any external link is to enrich this site for our customers. All requests for inclusion of a link on this site are first and primarily evaluated with the needs of our customers in mind. Generally, external websites do not meet the purposes of www.mikesryukyukempo.com if they contain, suggest, or infer any of the following:

  1. Advocacy of or opposition to any politically, environmentally, or socially controversial subjects, issues, or candidates.
  2. Disparaging or promoting any person or class of persons.
  3. External content not suitable for readers or viewers of all ages, or links to or other promotion of businesses whose products or services are not suitable for persons of all ages.
  4. Promoting or inciting illegal, violent, or socially undesirable conduct.
  5. Promotion or availability of alcohol or tobacco products.
  6. Promotion or availability of illegal drugs.
  7. Promotion or availability of adult or sexually oriented entertainment or materials.
  8. Opposition of weapons.
  9. Promotion, opposition, or availability of gambling.
  10. Claims of efficacy, suitability, desirability, or other non-objective statements about businesses, products, or services.
  11. Content that infringes on any trademark, copyright, or patent rights of another.
  12. Claims or representations in violation of advertising or consumer protection laws.
  13. Content that a reasonable citizen may not consider to maintain the dignity and decorum appropriate for government.

This list is a nonexclusive list. The external link policy applies only to websites outside www.mikesryukyukempo.com. The webmaster shall establish procedures to monitor the implementation and continuing oversight of this policy. These procedures shall include a process for review of all new requests for external content links from www.mikesryukyukempo.com Web page to another page to ensure compliance with this policy prior to granting the request.

Each request for such a link shall be evaluated using the following guidelines:

 

Is the content relevant?

Does the site provide information or services, which are not already available or linked to on www.mikesryukyukempo.com? If not, is the quality of the site comparable to or better than what is already provided?

 

Is the site well designed, easy to use, cross-browser compliant, and accessible to people with disabilities?

www.mikesryukyukempo.com reserves the right, at its sole discretion and without explanation, to withdraw at any time any external content for any reason.

ANTI-SPAM POLICY

What is spam?

In the context of electronic messaging, spam refers to unsolicited, bulk, or indiscriminate messages typically sent for a commercial purpose.

Mike’s Ryukyu Kempo Karate & Kobudo, www.mikesryukyukempo.com has a zero-tolerance spam policy.

 

Automated spam filtering

www.mikesryukyukempo.com’s messaging systems automatically scan all incoming email messages and filter out messages that appear to be spam.

 

Problems with spam filtering

No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered-out by www.mikesryukyukempo.com’s systems.

If you believe this has happened to a message you have sent, please advise the message recipient by another means.

You can reduce the risk of a message being caught by the spam filters by sending the message in plain text (i.e. no HTML), removing any attachments, and ensuring that your messages are scanned for malware before dispatch.

 

Receipt of unwanted messages from www.mikesryukyukempo.com

In the unlikely event that you receive any message from www.mikesryukyukempo.com or sent using www.mikesryukyukempo.com’s systems that may be considered to be spam, please contact www.mikesryukyukempo.com using the details below and the matter will be investigated.

 

Changes to this anti-spam policy

www.mikesryukyukempo.com may amend this anti-spam policy at any time by publishing a new version on this website.

DIGITAL MILLENNIUM COPYRIGHT ACT POLICY

WELCOME TO WWW.MIKESRYUKYUKEMPO.COM (THE “SITE”). WE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS JUST AS WE EXPECT OTHERS TO RESPECT OUR RIGHTS. PURSUANT TO DIGITAL MILLENNIUM COPYRIGHT ACT, TITLE 17, UNITED STATES CODE, SECTION 512(C), A COPYRIGHT OWNER OR THEIR AGENT MAY SUBMIT A TAKEDOWN NOTICE TO US VIA OUR DMCA AGENT LISTED BELOW. AS AN INTERNET SERVICE PROVIDER, WE ARE ENTITLED TO CLAIM IMMUNITY FROM SAID INFRINGEMENT CLAIMS PURSUANT TO THE “SAFE HARBOR” PROVISIONS OF THE DMCA. TO SUBMIT A GOOD FAITH INFRINGEMENT CLAIM TO US, YOU MUST SUBMIT THE NOTICE TO US THAT SETS FORTH THE FOLLOWING INFORMATION:

Notice of Infringement – Claim

  1. A physical or electronic signature of the copyright owner (or someone authorized to act on behalf of the owner);
  2. Identification of the copyrighted work claimed to have been infringed;
  3. Identification of the infringing material to be removed, and information reasonably sufficient to permit the service provider to locate the material. [Please submit the URL of the page in question to assist us in identifying the allegedly offending work];
  4. Information reasonably sufficient to permit the service provider to contact the complaining party including your name, physical address, email address, phone number, and fax number;
  5. A statement that the complaining party has a good faith belief that the use of the material is unauthorized by the copyright agent; and
  6. A statement that the information in the notification is accurate, and, under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner.

Title 17 USC §512(f) provides civil damage penalties, including costs and attorney fees, against any person who knowingly and materially misrepresents certain information in a notification of infringement under 17 USC §512(c)(3).

Send all takedown notices through our Contact page. Please send by email for prompt attention.

Please note that we may share the identity and information in any copyright infringement claim we receive with the alleged infringer. In submitting a claim, you understand accept and agree that your identity and claim may be communicated to the alleged infringer.

 

Counter Notification – Restoration of Material

If you have received a notice of material being takedown because of a copyright infringement claim, you may provide us with a counter notification in an effort to have the material in question restored to the site. Said notification must be given in writing to our DMCA Agent and must contain substantially the following elements pursuant to 17 USC Section 512(g)(3):

  1. Your physical or electronic signature.
  2. A description of the material that has been taken down and the original location of the material before it was taken down.
  3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
  4. Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which the address is located (or if you are outside of the United States, that you consent to the jurisdiction of any judicial district in which the service provider may be found), and that you will accept service of process from the person or company who provided the original infringement notification.
  5. Send your counter notice through our Contact page. Email is highly recommended.

 

Repeat Infringer Policy

We take copyright infringement very seriously. Pursuant to the repeat infringer policy requirements of the Digital Millennium Copyright Act, we maintain a list of DMCA notices from copyright holders and make a good faith effort to identify any repeat infringers. Those that violate our internal repeat infringer policy will have their accounts terminated.

 

Modifications

We reserve the right to modify the contents of this page and its policy for handling DMCA claims at any time for any reason. You are encouraged to check back to review this policy frequently for any changes.

CALIFORNIA PRIVACY RIGHTS

If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by Mike’s Ryukyu Kempo Karate & Kobudo to third parties for the third parties’ direct marketing purposes. To make such a request, please send an email to dojohall@hotmail.com.

We take great pride in the relationship of trust and we are dedicated to treating your personal information with care and respect. Pursuant to California Civil Code Section 1798.83(c)(2), Mike’s Ryukyu Kempo Karate & Kobudo does not share guests’ personal information with other companies or others outside for those parties’ direct marketing use unless a guest elects that we do so.  For more information about our privacy and data collection policies, you may wish to review our Privacy Policy.

If you are a California resident under the age of 18, and a registered user of any site where this policy is posted, California Business and Professions Code Section 22581 permits you to request and obtain removal of content or information you have publicly posted. To make such a request, please send an email with a detailed description of the specific content or information to dojohall@hotmail.com. Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.

FTC STATEMENT

The disclosure that follows is designed to ensure www.mikesryukyukempo.com’s full compliance with the Federal Trade Commission’s policy that demands www.mikesryukyukempo.com be transparent about any and all affiliate relations www.mikesryukyukempo.com may have on this website. In plain English, you, the visitor or customer, should assume that any and all links on this site are affiliate links.

In addition, www.mikesryukyukempo.com fully discloses that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. www.mikesryukyukempo.com has nothing to hide and www.mikesryukyukempo.com are proud of our relationship with the fine vendors, products, and services found on this site. Link tracking, shortening, and cloaking is a very common practice on all types of websites.

Further, www.mikesryukyukempo.com does not receive physical products or cash directly in exchange for any reviews or posts you find on this site. No one has paid us to do reviews or posts. www.mikesryukyukempo.com has to tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. www.mikesryukyukempo.com does not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques www.mikesryukyukempo.com have described. Obviously, www.mikesryukyukempo.com would like you to buy the service or products www.mikesryukyukempo.com writes about and www.mikesryukyukempo.com is influenced by that fact. www.mikesryukyukempo.com avoids conflict by only reviewing or posting about products and services www.mikesryukyukempo.com trusts? There are plenty of products that www.mikesryukyukempo.com can choose from to promote, and www.mikesryukyukempo.com focuses on the ones that www.mikesryukyukempo.com thinks will cause you to trust us and come back to read more of our feedback. www.mikesryukyukempo.com strives to always give our honest opinions, findings, beliefs, or experiences on topics or products www.mikesryukyukempo.com writes about and promotes.

Other vendors may also pay to place advertising on our sites in the form of banners, widgets, and hyperlinks. These are paid advertisements and while www.mikesryukyukempo.com does its best to only allow quality products and services to be advertised on our site, www.mikesryukyukempo.com is not responsible for claims or testimonials made on paid advertising links.

TESTIMONIALS DISCLOSURE

Unique experiences and past performances do not guarantee future results! Testimonials herein are unsolicited and are non-representative of all clients; certain accounts may have worse performance than that indicated. Martial Art Classes involve risk and there is always the potential for loss. Your results may vary. If you do not have the extra capital that you can afford to lose, you should not invest in Martial Art Classes or Products.